Privacy Statement At A + Financial Services, we take our responsibilities regarding your privacy very seriously. All our mortgage brokers and support staff are aware of our privacy standards and take every precaution to guard against the loss or inappropriate sharing of your personal data. Any information required to help us place a mortgage is restricted and remains confidential and will not be released to any outside Organizations with exception of the Mortgage institutions of which we are applying to on your behalf. We do not sell your name and address to third parties for their independent use. Collection and Use of Customer Information We obtain information in a variety of ways (for example, directly from you in applications, from our internet web site, from your transactions or experiences with us, or our affiliates, and from credit bureaus and other third parties). This web site, through our Internet Service Provider, automatically gathers such general information as the visitor's IP (Internet Protocol) address, the date and the time this site is accessed, the sections visited, and the content downloaded. This non-identifiable information is collected specifically for web site Visitor Information Reports, which help us better understand user demographics and traffic patterns. Unless voluntarily supplied by the user on our mortgage application form, we do not collect personal information on individual users such as name or email addresses. Disclosure of Information Disclosure may occur under certain situations, including: To exchange information with credit information agencies, merchants or financial institutions in accordance with standard banking industry practice To complete transactions that you have initiated To other recipients of combined statements Whenever required by law To others with your consent Retention of Accurate Information If you believe that your personal information is incorrect, please contact us in writing or by email and we will correct it as is required and when appropriate. Protection of Information We maintain appropriate security procedures to protect your information. Our employees have received training and understand the importance of confidentiality and customer privacy.